Are you looking for a credit card that can help you make the most of your investments? The Fidelity Investments Credit Card offers a range of rewards and benefits that can help you maximize your financial potential.
By using this credit card for eligible purchases, you can earn 2 Points per dollar spent. The best part? These reward Points never expire as long as your account remains open. It’s a great way to accumulate Points and save for the future.
When it comes to redemption options, Fidelity provides a variety of choices to suit your needs. You can use your Points for deposits into eligible Fidelity accounts, travel options, merchandise, gift cards, or statement credit. The choice is yours!
Linking your Fidelity account to the credit card allows for automatic monthly redemptions once you reach the redemption threshold of 2,500 Points. Plus, establishing or owning a Fidelity account is not a requirement to obtain the credit card or use the Points for rewards.
Key Takeaways:
- Earn 2 Points per dollar spent on eligible purchases
- Points never expire as long as your account remains open
- Redeem Points for deposits into eligible Fidelity accounts, travel, merchandise, gift cards, or statement credit
- Automatic monthly redemptions with linked Fidelity accounts
- No requirement to establish or own a Fidelity account to obtain the credit card or use the Points for rewards
Eligible Accounts for Rewards
The Fidelity Investments Credit Card rewards program extends beyond investment-related accounts. In addition to most nonretirement registrations, you can earn rewards on various eligible accounts. Here are the account types that qualify for rewards:
| Account Type | Eligibility |
|---|---|
| Traditional IRA | Subject to IRS rules and program policies |
| Roth IRA | Subject to IRS rules and program policies |
| Rollover IRA | Subject to IRS rules and program policies |
| SEP IRA | Subject to IRS rules and program policies |
| Fidelity Charitable® Giving Account® | Eligible for a federal income tax charitable deduction |
| Fidelity HSA® | Subject to IRS rules and program policies |
| Fidelity-managed 529 College Savings Plan accounts | Subject to IRS rules and program policies |
Please note that the list of eligible registration types may change at the discretion of Fidelity. For more information on eligibility, we recommend contacting Fidelity directly.
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Cash Back Rewards
As a Fidelity Investments Credit Card holder, you have the opportunity to earn cash back rewards on eligible net purchases. These rewards can be redeemed for a deposit into your eligible Fidelity account, providing you with additional value for your spending. The cash back rewards value is equivalent to 2% of the redeemed Points, allowing you to earn tangible benefits for your loyalty.
If you prefer, you can also choose to redeem your Points for other reward options such as travel, merchandise, gift cards, or statement credit. However, it’s important to note that the redemption value may differ for these options. We recommend reviewing the Program Rules provided with your card for full details on earning and redeeming rewards, ensuring you make the most informed decisions.
Certain transactions, such as cash advances, convenience checks, and interest charges, are not eligible for reward Points. It’s essential to keep this in mind when planning your spending and maximizing your rewards potential.
Benefits of Cash Back Rewards
Earning cash back rewards with your Fidelity Investments Credit Card offers several advantages:
- Realize the true value of your spending by earning a percentage back on eligible purchases.
- Maximize the rewards potential by redeeming Points for a deposit into an eligible Fidelity account.
- Enjoy flexibility in redeeming Points for other reward options such as travel, merchandise, gift cards, or statement credit.
- Keep track of your reward earning and redemption through the convenient and secure online platform.
“Earning cash back rewards can enhance your financial experience, providing you with tangible benefits for your loyalty.”
Remember, as a valued Fidelity Investments Credit Card holder, you have the opportunity to earn cash back rewards on your eligible net purchases. Whether you choose to redeem your Points for a deposit into your Fidelity account or explore other reward options, such as travel or merchandise, the choice is yours. Make the most of your spending and maximize your rewards potential with the Fidelity Investments Credit Card.
| Reward Options | Redemption Value |
|---|---|
| Deposit into eligible Fidelity account | Equivalent to 2% of redeemed Points |
| Travel | Varies |
| Merchandise | Varies |
| Gift Cards | Varies |
| Statement Credit | Varies |
Additional Points for Wealth Management Clients
Wealth Management clients who qualify for the Fidelity Rewards+ program have the opportunity to earn additional Points on eligible net purchases. By using the Fidelity Rewards Visa Signature Card, these clients can earn up to 2% cash back on purchases and an additional 1% as a participant in the Fidelity Rewards+ program.
The eligibility and applicability of these additional Points are determined by Fidelity Brokerage Services. It’s important to note that the Fidelity Rewards+ program and the Fidelity Rewards Visa Signature Card Program are separate programs with their own terms and conditions. To learn more about the Fidelity Rewards+ program, refer to its Terms and Conditions.
| Additional Points | Reward Program | Cash Back |
|---|---|---|
| 2% cash back | Fidelity Rewards Visa Signature Card | On eligible net purchases |
| 1% cash back | Fidelity Rewards+ program | As a participant in the program |
Waived Options Trading Fees
One of the significant advantages of the Fidelity Investments Credit Card is the waived options trading fees it offers to Fidelity Rewards+ customers. This benefit allows you to trade options online without incurring any commissions. Additionally, the usual $0.65 per contract fee is waived up to 100,000 contracts for Fidelity Rewards+ customers.
The waiver of options trading fees is subject to limits based on your membership tier: Gold, Platinum, or Platinum Plus. The Gold tier allows for up to 100 trades per year, the Platinum tier allows for up to 250 trades per year, and the Platinum Plus tier offers unlimited trades per year.
It’s important to note that while options trading fees are waived, other fees may still apply. Options Regulatory Fees and sell orders activity assessment fees may continue to be applicable. For a complete understanding of the options trading fees and any associated charges, we recommend visiting the official Fidelity website.
| Membership Tier | Trades per Year |
|---|---|
| Gold | Up to 100 |
| Platinum | Up to 250 |
| Platinum Plus | Unlimited |
Fraud Protection and Identity Theft Insurance
When it comes to financial security, the Fidelity Investments Credit Card has you covered. With its robust fraud protection measures, you can have peace of mind knowing that your transactions are safeguarded. In the unfortunate event of unauthorized use, the credit card provides zero fraud liability. All you need to do is promptly notify Elan Financial Services, and they will take care of the rest.
But that’s not all. The Fidelity Investments Credit Card goes a step further by offering identity theft insurance. Underwritten and administered by American Bankers Insurance Company of Florida, this insurance coverage provides an added layer of protection against identity theft. It is important to review the terms, conditions, and exclusions that are detailed in the policies to fully understand the coverage.
Linking Eligible Fidelity Accounts
To fully capitalize on the benefits of your Fidelity Investments Credit Card, it is essential to link your eligible Fidelity account. This simple process allows for seamless management and tracking of your rewards and ensures a secure and efficient experience.
There are two convenient methods for linking your account:
- Contact Elan Financial Services Customer Service: Reach out to the dedicated customer service team at Elan Financial Services to link your Fidelity account to your credit card. They will guide you through the process and address any questions or concerns you may have.
- Use the “Manage Reward Points” feature on Fidelity.com: Alternatively, you can link your eligible Fidelity account through the easy-to-use “Manage Reward Points” feature available on Fidelity’s official website. This self-service option allows you to take control of your rewards and ensure a smooth integration with your account.
By linking your eligible Fidelity account to your Fidelity Investments Credit Card, you gain access to automatic redemptions on a monthly basis. Once you accumulate a minimum of 2,500 Points, deposits will be made directly into your Fidelity account, providing you with the flexibility to manage your rewards according to your financial goals.
Stay in control of your rewards and benefit from a seamless integration between your credit card and Fidelity account by completing the simple process of linking your accounts today.
Image: Log in to your Fidelity account to link it with your Fidelity Investments Credit Card.
Exclusive Benefits and Enrollment Requirements
The Fidelity Investments Credit Card offers exclusive benefits to its cardmembers, enhancing their financial experience. These benefits are designed to provide convenience, assistance, and additional perks that complement the card’s rewards program. Cardmembers can enjoy access to the Visa Signature Concierge service, which is a personalized assistance service available 24/7. Whether you need help with travel arrangements, dining reservations, or purchasing goods and services, the Visa Signature Concierge is there to assist you.
Furthermore, the Fidelity Rewards+ program is available exclusively to Wealth Management clients, offering additional Points and benefits. By enrolling in the Fidelity Rewards+ program, you can earn even more rewards on eligible net purchases made with your credit card. These extra Points can further enhance your investment portfolio, allowing you to maximize your financial returns.
To be eligible for enrollment in the Fidelity Rewards+ program, you must have at least $250,000 in eligible professionally managed assets. These assets typically include investments made through Fidelity Wealth Services, Fidelity Strategic Disciplines, or a combination of both. By meeting this threshold, you unlock the opportunity to enjoy the exclusive benefits and rewards offered by the program.
It’s important to note that advisory and custodial services for the Fidelity Investments Credit Card are provided by Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, and National Financial Services. As with any financial service, fees may apply, and it’s advisable to review the terms and conditions associated with the program.
| Exclusive Benefits | Enrollment Requirements |
|---|---|
| Access to Visa Signature Concierge service | Minimum of $250,000 in eligible managed assets |
| Additional Points through Fidelity Rewards+ program | Investments through Fidelity Wealth Services, Fidelity Strategic Disciplines, or a combination of both |
| Advisory and custodial services provided by Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, and National Financial Services |
By taking advantage of the exclusive benefits offered by the Fidelity Investments Credit Card and meeting the enrollment requirements, you can unlock a world of financial opportunities and rewards. Whether it’s accessing personalized assistance or earning additional Points for your investments, this credit card provides a comprehensive solution for individuals looking to optimize their financial journey.
Technical Support and Compatibility
The Fidelity Investments Credit Card offers not only convenient payment methods but also ensures compatibility with popular mobile payment platforms. You can easily make transactions using Apple Pay, Google Pay, and Samsung Pay. The card also supports contactless transactions, utilizing the Contactless Symbol for seamless payments.
Should you encounter any technical issues or require assistance, Fidelity provides robust customer service channels to address your concerns. Their dedicated team is available to provide technical support and guidance relating to your Fidelity Investments Credit Card.
When using mobile payment platforms or any digital services, it’s crucial to ensure compatibility with your mobile device. As technology constantly evolves, staying updated on the latest payment technology is essential to ensure a smooth and secure user experience.
| Payment Methods | Compatibility |
|---|---|
| Apple Pay | Compatible with Apple devices supporting Apple Pay. |
| Google Pay | Compatible with Android devices supporting Google Pay. |
| Samsung Pay | Compatible with Samsung devices supporting Samsung Pay. |
Awards and Recognition
The Fidelity Investments Credit Card has received prestigious recognition for its exceptional cashback rewards program. This credit card has consistently been awarded as the Best Card—Cash Back for Savers by Kiplinger’s Personal Finance from 2018 to 2022.
This accolade highlights the outstanding value and benefits provided by the Fidelity Investments Credit Card, making it a top choice for individuals who want to maximize their savings and enjoy attractive rewards.
“The Fidelity Investments Credit Card stands out among its competitors for offering the highest cash back claim, excluding cards with annual fees or category restrictions. Its exceptional rewards program makes it an excellent choice for individuals looking to optimize their financial experience.” – Kiplinger’s Personal Finance
Conclusion
The Fidelity Investments Credit Card provides a host of benefits and rewards, making it an excellent choice for individuals seeking to optimize their financial experience. With its attractive cash back rewards, options trading fee waivers, and additional Points for Wealth Management clients, this credit card offers ample opportunities to maximize your investments.
In addition to its financial perks, the Fidelity Investments Credit Card prioritizes security and protection. With zero fraud liability for unauthorized transactions and identity theft insurance, you can have peace of mind while using this card for your everyday purchases.
Linking your eligible Fidelity accounts to the credit card allows for seamless management and tracking of your rewards. Whether you prefer to deposit your Points into eligible Fidelity accounts, redeem them for travel, merchandise, gift cards, or statement credit, this credit card provides flexibility and convenience.
Overall, the Fidelity Investments Credit Card offers a comprehensive package of benefits and features, empowering you to optimize your financial growth. Start enjoying the advantages of this credit card today and enhance your financial journey.
FAQ
What rewards and benefits does the Fidelity Investments Credit Card offer?
The Fidelity Investments Credit Card offers a range of rewards and benefits to help you maximize your investments. By using this credit card for eligible purchases, you can earn 2 Points per dollar spent. These reward Points never expire as long as your account remains open. Keep in mind that certain transactions, such as advances, convenience checks, and unauthorized charges, are not eligible for reward Points. The redemption value of Points varies depending on the reward option chosen, including deposits into eligible Fidelity accounts, travel options, merchandise, gift cards, and statement credit.
Which accounts are eligible for rewards with the Fidelity Investments Credit Card?
The Fidelity Investments Credit Card rewards are not limited to investment-related accounts. In addition to most nonretirement registrations, eligible accounts include Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and program policies. Contributions to Fidelity Charitable® may also be eligible for a federal income tax charitable deduction. The list of eligible registration types may change at Fidelity’s discretion. For more information on eligibility, contact Fidelity.
How do I earn cash back rewards with the Fidelity Investments Credit Card?
As a Fidelity Investments Credit Card holder, you can earn cash back rewards on eligible net purchases. The cash back rewards value applies to Points redeemed for a deposit into an eligible Fidelity account. The redemption value differs if you choose to redeem your Points for other reward options like travel, merchandise, gift cards, or statement credit. The cash back rewards value is equivalent to 2% of the redeemed Points. It’s important to review the Program Rules provided with your card for full details on earning and redeeming rewards. Remember, certain transactions, such as advances, convenience checks, and interest charges, are not eligible for reward Points.
Do Wealth Management clients earn additional Points with the Fidelity Investments Credit Card?
Wealth Management clients who qualify and are registered into the Fidelity Rewards+ program can earn additional Points on eligible net purchases. By using the Fidelity Rewards Visa Signature Card, these clients can earn up to 2% cash back on purchases and an additional 1% as a participant in the Fidelity Rewards+ program. The eligibility and applicability of these additional Points are determined by Fidelity Brokerage Services. It’s important to note that the Fidelity Rewards+ program and the Fidelity Rewards Visa Signature Card Program are separate programs with their own terms and conditions. To learn more about the Fidelity Rewards+ program, refer to its Terms and Conditions.
Are options trading fees waived for Fidelity Rewards+ customers?
Fidelity waives commissions for all online options trades made by Fidelity Rewards+ customers. Additionally, the
FAQ
What rewards and benefits does the Fidelity Investments Credit Card offer?
The Fidelity Investments Credit Card offers a range of rewards and benefits to help you maximize your investments. By using this credit card for eligible purchases, you can earn 2 Points per dollar spent. These reward Points never expire as long as your account remains open. Keep in mind that certain transactions, such as advances, convenience checks, and unauthorized charges, are not eligible for reward Points. The redemption value of Points varies depending on the reward option chosen, including deposits into eligible Fidelity accounts, travel options, merchandise, gift cards, and statement credit.
Which accounts are eligible for rewards with the Fidelity Investments Credit Card?
The Fidelity Investments Credit Card rewards are not limited to investment-related accounts. In addition to most nonretirement registrations, eligible accounts include Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and program policies. Contributions to Fidelity Charitable® may also be eligible for a federal income tax charitable deduction. The list of eligible registration types may change at Fidelity’s discretion. For more information on eligibility, contact Fidelity.
How do I earn cash back rewards with the Fidelity Investments Credit Card?
As a Fidelity Investments Credit Card holder, you can earn cash back rewards on eligible net purchases. The cash back rewards value applies to Points redeemed for a deposit into an eligible Fidelity account. The redemption value differs if you choose to redeem your Points for other reward options like travel, merchandise, gift cards, or statement credit. The cash back rewards value is equivalent to 2% of the redeemed Points. It’s important to review the Program Rules provided with your card for full details on earning and redeeming rewards. Remember, certain transactions, such as advances, convenience checks, and interest charges, are not eligible for reward Points.
Do Wealth Management clients earn additional Points with the Fidelity Investments Credit Card?
Wealth Management clients who qualify and are registered into the Fidelity Rewards+ program can earn additional Points on eligible net purchases. By using the Fidelity Rewards Visa Signature Card, these clients can earn up to 2% cash back on purchases and an additional 1% as a participant in the Fidelity Rewards+ program. The eligibility and applicability of these additional Points are determined by Fidelity Brokerage Services. It’s important to note that the Fidelity Rewards+ program and the Fidelity Rewards Visa Signature Card Program are separate programs with their own terms and conditions. To learn more about the Fidelity Rewards+ program, refer to its Terms and Conditions.
Are options trading fees waived for Fidelity Rewards+ customers?
Fidelity waives commissions for all online options trades made by Fidelity Rewards+ customers. Additionally, the $0.65 per contract fee for Fidelity Rewards+ customers is waived on up to 100,000 contracts. This waiver is subject to limits based on the tier of membership (Gold, Platinum, or Platinum Plus). The Gold tier allows for up to 100 trades per year, the Platinum tier allows for up to 250 trades per year, and the Platinum Plus tier has unlimited trades per year. Keep in mind that Options Regulatory Fees and sell orders activity assessment fees may still apply. For more details on options trading fees, visit the Fidelity website.
What fraud protection and identity theft insurance does the Fidelity Investments Credit Card offer?
The Fidelity Investments Credit Card provides zero fraud liability for unauthorized transactions. If any unauthorized use occurs, cardmembers are required to promptly notify Elan Financial Services. In addition, the card offers identity theft insurance underwritten and administered by American Bankers Insurance Company of Florida. The insurance coverage is subject to terms, conditions, and exclusions detailed in the policies. It’s important to review the coverage and contact information provided in the Summary of Benefits for further information.
How do I link my eligible Fidelity accounts to my Fidelity Investments Credit Card?
To receive a deposit, you must link your eligible Fidelity account to your Fidelity Investments Credit Card. This can be done by contacting Elan Financial Services Customer Service or through the “Manage Reward Points” feature on Fidelity.com. Automatic redemptions will occur on a monthly basis once you reach the redemption threshold of 2,500 Points. By linking your account, you can seamlessly manage and track your rewards.
What exclusive benefits are available for Fidelity Investments Credit Card holders?
The Fidelity Investments Credit Card offers exclusive benefits to its cardmembers. These benefits may include access to the Visa Signature Concierge service, which assists cardmembers with purchasing goods or services. The Fidelity Rewards+ program, available for Wealth Management clients, offers additional Points and benefits. Enrollment in the Fidelity Rewards+ program requires a minimum of $250,000 in eligible professionally managed assets. Eligible assets typically include those invested through Fidelity Wealth Services, Fidelity Strategic Disciplines, or a combination of both. Advisory and custodial services are provided by Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, and National Financial Services. Fees may apply.
What payment methods and technical support are available for the Fidelity Investments Credit Card?
The Fidelity Investments Credit Card supports convenient payment methods such as Apple Pay, Google Pay, and Samsung Pay. It also utilizes the Contactless Symbol for contactless transactions. Technical support for the credit card can be obtained through Fidelity’s customer service channels. It’s important to ensure compatibility with your mobile device and stay updated on the latest payment technology.
Has the Fidelity Investments Credit Card received any awards and recognition?
Yes, the Fidelity Investments Credit Card has received recognition for its cashback rewards. It has been awarded as the Best Card—Cash Back for Savers by Kiplinger’s Personal Finance from 2018 to 2022. The card has also been recognized for its highest cash back claim in competing offers, excluding those with annual fees or category restrictions. These accolades highlight the value and benefits provided by the Fidelity Investments Credit Card.
.65 per contract fee for Fidelity Rewards+ customers is waived on up to 100,000 contracts. This waiver is subject to limits based on the tier of membership (Gold, Platinum, or Platinum Plus). The Gold tier allows for up to 100 trades per year, the Platinum tier allows for up to 250 trades per year, and the Platinum Plus tier has unlimited trades per year. Keep in mind that Options Regulatory Fees and sell orders activity assessment fees may still apply. For more details on options trading fees, visit the Fidelity website.
What fraud protection and identity theft insurance does the Fidelity Investments Credit Card offer?
The Fidelity Investments Credit Card provides zero fraud liability for unauthorized transactions. If any unauthorized use occurs, cardmembers are required to promptly notify Elan Financial Services. In addition, the card offers identity theft insurance underwritten and administered by American Bankers Insurance Company of Florida. The insurance coverage is subject to terms, conditions, and exclusions detailed in the policies. It’s important to review the coverage and contact information provided in the Summary of Benefits for further information.
How do I link my eligible Fidelity accounts to my Fidelity Investments Credit Card?
To receive a deposit, you must link your eligible Fidelity account to your Fidelity Investments Credit Card. This can be done by contacting Elan Financial Services Customer Service or through the “Manage Reward Points” feature on Fidelity.com. Automatic redemptions will occur on a monthly basis once you reach the redemption threshold of 2,500 Points. By linking your account, you can seamlessly manage and track your rewards.
What exclusive benefits are available for Fidelity Investments Credit Card holders?
The Fidelity Investments Credit Card offers exclusive benefits to its cardmembers. These benefits may include access to the Visa Signature Concierge service, which assists cardmembers with purchasing goods or services. The Fidelity Rewards+ program, available for Wealth Management clients, offers additional Points and benefits. Enrollment in the Fidelity Rewards+ program requires a minimum of 0,000 in eligible professionally managed assets. Eligible assets typically include those invested through Fidelity Wealth Services, Fidelity Strategic Disciplines, or a combination of both. Advisory and custodial services are provided by Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, and National Financial Services. Fees may apply.
What payment methods and technical support are available for the Fidelity Investments Credit Card?
The Fidelity Investments Credit Card supports convenient payment methods such as Apple Pay, Google Pay, and Samsung Pay. It also utilizes the Contactless Symbol for contactless transactions. Technical support for the credit card can be obtained through Fidelity’s customer service channels. It’s important to ensure compatibility with your mobile device and stay updated on the latest payment technology.
Has the Fidelity Investments Credit Card received any awards and recognition?
Yes, the Fidelity Investments Credit Card has received recognition for its cashback rewards. It has been awarded as the Best Card—Cash Back for Savers by Kiplinger’s Personal Finance from 2018 to 2022. The card has also been recognized for its highest cash back claim in competing offers, excluding those with annual fees or category restrictions. These accolades highlight the value and benefits provided by the Fidelity Investments Credit Card.
